When I was in college, I spent a total of $600 a month, including rent, food, gasoline, utilities and fun. I lived in a small South Dakota town, so it was a bit easier than most people to not spend money, but it still was not easy. I made sure every single dollar went as far as it possibly could, and here are some of the tips which allowed me to do that, and will allow you to earn and save money whenever you make a purchase.
There is some money that you need to spend every month, this is your necessary living expenses. You can't really cut down on them too much, or can you? A web based company called Upromise will allow you to save money on your every day grocery purchases. You register your debit cards, credit cards and grocery cards through that site, and you will make a small percentage back on your grocery bill. If you make online purchases, there are a number of sites which will allow to you get rebates on your purchases that you normally otherwise would not be able to. FusionCash and EBates are two great sites which will allow you to earn a percentage back with online purchases. If you can't handle using a credit card by only making necessary purchases, and most people cannot, skip right over this step, cut up your credit card and forget about it. Most credit card offers have rewards programs which can help you earn money back. Be sure that your rewards program. Wells Fargo's debit card rewards program requires you to spend $5,000 annually just to break even! Carefully research any rewards program you entered into. Our goal is to spend less money, and the rewards programs are great for the money that we do spend, but the meat and potatoes of living cheap is becoming more economical. Cut out a lot of your wants and you will actually have money to save. We would all like to have a new computer or a new car, but most of us cannot afford it, so make priorities. Spend on what is important, and forget the rest. When you're at the grocery store, buy generic brands, they're the same thing but cheaper. Avoid over priced snacks at the grocery store such as beef jerky and string cheese. Just don't go out to eat, and make all of your food at home to save a lot of money. Turn your thermostat down at night to avoid a high heating bill, unplug appliances when you are not using them. Do every little thing that you think will possibly save some money!
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