5/29/2018 0 Comments Savvy Money-Saving IdeasWe all know that it is now official; we are living in the age of recession. Most of us all ready have figured that out a long time, ago. We have scrimping where we can, cutting out the things we don't need, looking for sale items and even clipping coupons. Yet, there is always more money saving ideas we all haven't discovered yet. Here are a few.
Want to be entertained? Do you have a Bank of America debit credit or ATM card? Did you know that until April of 2009 and they have signed at agreement allowing you access to 73 museums, free, once a month? Go to bankofamerica.com/museums to learn more. Look for credit cards that will offer you rewards on useful items such as a percentage off on your grocery and gas purchases. Those are the items you need most. Got too many books? Have you read them all? Are they in good shape? Why not recycle them and make a little money, too. Go to cash4books.net. Type in the books' ISBN number (this can be found on the back cover or on the front where the copyright is located) and see if you they will buy them for you. The whole transaction can be completed online. You can print a prepaid mailing label and then send the books to the company. Once they are received, they will deposit the payment into your Paypal account or send you a check. Shop online and qualify for online rebates. There are many companies that offer these. Two very popular ones are live.com/cashback and ebates.com. You just shop at online stores as you normally do and get a percentage off your purchase prices. Consider refinancing your car loan. If you qualify you could save as much as $100 a month. Revaluate your insurance needs and make sure you aren't paying for benefits you don't need. For example, if your car is late model one, you might want to reconsider paying for full coverage insurance. If you have good credit, ask your credit card company to lower your interest rate. It doesn't hurt to ask. All they can do is say no. But if you are a good customer, who has been paying his/her bill on time and has a decent credit history chances are your answer will be yes. Save on some of your family's clothes by shopping at thrift stores. If you never shopped at a thrift store, you might be surprised at the quality of clothes you can find (sometimes even name brand and clothes that have never been worn, with the original prices tags intact). Yes, times are tough. For these reasons we all need to use our imagination when it comes to coming up with money saving ideas and then learn how to incorporate some of them into our lives.
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